Terms of Services

Effective Date: January 2025

Welcome to CoinQuest4Kids! These Terms of Services govern your use of our platform and services. By accessing or using CoinQuest4Kids, you agree to be bound by these terms. If you do not agree with these terms, please do not use our platform.

1. Account Registration & Eligibility

To use CoinQuest4Kids, you must create an account and comply with our registration requirements:

• Age Requirements: Our platform is designed for children ages 6-12. Accounts for users under 13 must be created and managed by a parent or legal guardian in compliance with COPPA regulations.
• Accurate Information: You must provide accurate, complete, and current information during registration. Parents and guardians are responsible for maintaining the accuracy of account information.
• Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
• One Account Per User: Each user may maintain only one active account. Creating multiple accounts may result in suspension or termination.

2. Acceptable Use

When using CoinQuest4Kids, you agree to use the platform appropriately and respectfully:

• Educational Purpose: The platform is designed exclusively for educational purposes related to financial literacy and should be used accordingly.
• Respectful Conduct: Users must treat other members of the community with respect. Harassment, bullying, or inappropriate behavior will not be tolerated.
• No Cheating: Users must not attempt to manipulate games, progress tracking, or achievement systems through unauthorized means.
• No Unauthorized Access: Users must not attempt to access accounts, data, or systems without proper authorization.
• Appropriate Content: Users must not share, upload, or transmit any inappropriate, offensive, or harmful content.

3. Intellectual Property

All content and materials on CoinQuest4Kids are protected by intellectual property laws:

• Platform Ownership: CoinQuest4Kids, including its logo, design, code, games, lessons, and educational materials, are owned by us or our licensors and protected by copyright, trademark, and other intellectual property laws.
• Limited License: We grant you a limited, non-exclusive, non-transferable license to access and use the platform for personal, non-commercial educational purposes.
• Restrictions: You may not copy, modify, distribute, sell, or create derivative works from our content without explicit written permission.
• User Content: While you retain ownership of any original content you create, you grant us a license to use this content for platform improvement, analytics, and marketing purposes.

4. Subscription Plans & Payments

CoinQuest4Kids offers both free and premium subscription options:

• Free Plan: Basic access to core educational features and select games is available at no cost.
• Premium Plans: Premium subscriptions unlock additional content, advanced tracking features, personalized learning paths, and exclusive games.
• Payment Terms: Premium subscriptions are billed according to the selected payment plan (monthly, quarterly, or annually). All fees are non-refundable except as required by law.
• Auto-Renewal: Subscriptions automatically renew unless canceled before the renewal date. You can manage your subscription through account settings.
• Price Changes: We reserve the right to modify pricing with 30 days advance notice to existing subscribers.

5. Cancellation & Refunds

You have control over your subscription and account:

• Cancellation: You may cancel your subscription at any time through your account settings. Cancellation will take effect at the end of the current billing period.
• Account Deletion: You may request permanent deletion of your account and all associated data at any time.
• Refund Policy: Subscription fees are generally non-refundable. However, we may provide refunds on a case-by-case basis at our discretion or as required by applicable law.

6. Platform Availability & Modifications

We strive to provide reliable service but cannot guarantee uninterrupted access:

• Service Availability: While we aim for 24/7 availability, scheduled maintenance, updates, or technical issues may temporarily affect platform access.
• Platform Changes: We reserve the right to modify, suspend, or discontinue any aspect of the platform at any time without prior notice.
• Content Updates: Educational content, games, and features may be updated, modified, or removed to improve the learning experience.

7. Disclaimers & Limitations

Important disclaimers regarding platform use:

• Educational Tool: CoinQuest4Kids provides educational content for informational purposes only and should not be considered professional financial advice.
• No Guarantees: While we strive for accuracy, we do not guarantee that all content is complete, accurate, or current. Always consult qualified professionals for specific financial decisions.
• Limitation of Liability: To the fullest extent permitted by law, CoinQuest4Kids shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the platform.
• Third-Party Links: Our platform may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of these external sites.

8. Account Termination

We reserve the right to suspend or terminate accounts under certain circumstances:

• Violation of Terms: Accounts that violate these Terms of Services may be suspended or permanently terminated.
• Inappropriate Behavior: Users who engage in harassment, cheating, or other prohibited activities may have their access revoked.
• Security Concerns: We may suspend accounts if we detect suspicious activity or potential security threats.
• Upon Request: Users may request account deletion at any time, which we will process within 30 days.

9. Changes to Terms

We may update these Terms of Services periodically to reflect changes in our practices, legal requirements, or platform features. We will notify users of material changes via email and update the "Effective Date" at the top of this document. Continued use of the platform after changes take effect constitutes acceptance of the updated terms.

10. Governing Law

These Terms of Services are governed by and construed in accordance with the laws of the United States. Any disputes arising from these terms or your use of the platform will be resolved in accordance with applicable federal and state laws.

Contact Information

If you have questions, concerns, or feedback regarding these Terms of Services, please contact us:

Email: legal@coinquest4kids.com
Support: support@coinquest4kids.com

We value your trust and are committed to providing a safe, engaging, and educational experience for all our users.